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Esy prototypes · Personal runway · B · Paycheck

Does what the business pays you cover your life?

Twelve months of pay against spending, with the surplus or gap under each month and the months the business skipped or cut your pay in gold. Then the fallback: how long your money lasts if pay stopped today.

A working copy of os.esy.com/agency/runway. Every number is a sample: a one-person agency, Esy LLC, and its owner’s own accounts. Scroll inside the window; the sliders and switches work.

Runway

Monday, October 5Personal

Runway

Your pay

Does what Esy LLC pays you cover your life?

In 8 of the last 11 months, yes. Esy LLC paid you $58,000; you spent $54,595, and sent $3,000 back to the business in February.

Paid to you
$5.3k/mo

last three months

You spend
$4.9k/mo

cards and cash

Left over
$543/mo

with savings interest

If pay stopped
5.8 mo

floor is 6

01

Pay against spending, month by month

Jade is what Esy LLC paid you; navy is what you spent. Gold months are the ones the business skipped or cut.

Hover a month. Covered 8 of 11; the gaps came from savings.

  1. +$1.2kNov
  2. +$425Dec
  3. +$1.4kJan
  4. −$4.5kFeb
  5. +$1.3kMar
  6. +$1.2kApr
  7. +$1.2kMay
  8. −$345Jun
  9. −$755Jul
  10. +$1.1kAug
  11. +$1.1kSep
  12. …Oct

Pay from Esy LLC Your spending Skipped or cut

02

If pay stopped today

Checking and savings, less the Sapphire bill, at $4,790 a month of spending.

5.8 months

$27,660 would last to March 2027. Keeping 6 months takes $1,080 more, about 2 months of what’s left over now.

03

The months

MonthPaySpentLeft overWhat happened
Oct (so far)$6,000$3,196+$2,804October so far
Sep$6,000$4,935+$1,065Covered
Aug$6,000$4,905+$1,095Covered
Jul$4,000$4,755−$755Pay cut to $4,000
Jun$6,000$6,345−$345You spent more than you were paid
May$6,000$4,785+$1,215Covered
Apr$6,000$4,805+$1,195Covered
Mar$6,000$4,655+$1,345Covered
Feb$0$4,465−$4,465Esy LLC skipped your pay and you sent it $3,000
Jan$6,000$4,615+$1,385Covered
Dec$6,000$5,575+$425Covered
Nov$6,000$4,755+$1,245Covered

Spending is every purchase on your personal cards and accounts; pay is what landed from Esy LLC. Every number here is a sample: a one-person agency, built to show the layout. No real account is read.

Runway is part of Esy OS. Join the waitlist