Esy prototypes · Personal runway · A · Household

The Runway page, on your own accounts.

The live layout scoped to you: free cash, spending, pay from Esy LLC as the money in, and how long it lasts if that pay stopped. Your bills that come back every month sit under the insights, with the Sapphire bill set aside.

A working copy of os.esy.com/agency/runway. Every number is a sample: a one-person agency, Esy LLC, and its owner’s own accounts. Scroll inside the window; the sliders and switches work.

Runway

Monday, October 5Personal

Runway

Your free cash after card bills

$27,660

If pay from Esy LLC stopped today: 5.8 months · lasts to March 2027, under your 6-month floor

Free cash$27,660
Card bills$1,690
In the bank$29,350

From Esy LLC$5,333 a month over the last three months ($6,000 on Oct 1), counted as your income. If it stopped, your money would last 5.8 months.

If pay stopped: 5.8 mo
Spending: $4.9k
From Esy LLC: $5.3k
Left over: $543

Esy insights · since yesterday

What moved free cash, and what it’s worth

Whole Foods	−$86	—
Sweetgreen	−$26	—
Net, yesterday	−$112	—

Set aside$1,690 on Sapphire Preferred is due Oct 14. It’s already out of free cash, so paying it won’t move the number.

Esy, from yesterday’s bank and card transactions ·

Bills that come back every month

$3,290 a month before you buy groceries or eat out: 68% of what you spend.

RentParkline Apartmentsthe 1st$2,450
Health insuranceOscar Healththe 1st$520
PhoneVerizonthe 12th$85
InternetComcastthe 9th$80
ElectricConEd · variesthe 22nd$60
GymEquinoxthe 15th$55
NetflixSubscriptionthe 2nd$18
SpotifySubscriptionthe 2nd$12
iCloud+Subscriptionthe 18th$10
Sapphire Preferred billSet aside: already out of free cashOct 14$1,690

In and out

Pay from Esy LLC is the money in. February it didn’t come, and you sent Esy LLC $3,000.

Hover a month. Average: in $5,401 · out $5,047

In Out

Every spending line, on its own

Same months, one line each. The one that moved is obvious.

Rent$2.5k/moflat
Groceries$657/moflat
Health insurance$520/moflat
Eating out$420/moflat
Shopping$307/moflat
Other$512/mo−47%

The mix

Stacked, with a category isolated on click.

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Ahead

If pay stopped today: your free cash over the next twelve months at what you spend ($4,790 a month). Drag to cut it.

Cut burn by $0 a monthRunway 5.8 months · lasts to Apr 2027

Free cash is checking and savings less the Sapphire statement. Every number here is a sample: a one-person agency, built to show the layout. No real account is read.

Runway is part of Esy OS. Join the waitlist