Esy prototypes · Combined runway · A · Switch

One Runway page, three ways to count it.

The live page with Combined · Esy LLC · Personal on top. Every number recounts. Your pay drops out of Combined, is money out for Esy LLC, and is income for you. A per-agency setting turns your personal accounts off, which is how a bigger agency would see Runway.

A working copy of os.esy.com/agency/runway. Every number is a sample: a one-person agency, Esy LLC, and its owner’s own accounts. Scroll inside the window; the sliders and switches work.

Runway

Monday, October 5

Runway

Include my personal accountsOnly you see them. Turn this off and Runway is the agency’s alone.

Free cash after tax and card bills

$61,160

19.7 months at $3.1k a month · lasts to May 2028

Free cash$61,160
Tax reserve$14,200
Card bills$6,590
In the bank$81,950

Left out$16,000 moved between Esy LLC and you over the last three months, $6,000 of it on Oct 1. It’s your money either way, so here it’s neither income nor spending.

Runway: 19.7 mo
Net burn: $3.1k
Money in: $14k
Money out: $12k

Esy insights · since yesterday

What moved free cash, and what it’s worth

Northside Dental	+$1,860	+0.60 mo
Anthropic	−$240	−0.08 mo
Whole Foods	−$86	−0.03 mo
OpenAI	−$60	−0.02 mo
Figma	−$45	−0.01 mo
Sweetgreen	−$26	−0.01 mo
Net, yesterday	+$1,403	+0.45 mo

WatchSoftware & AI is up +19%. $1,640 a month over the last three months, against the three before.
Set aside$1,690 on Sapphire Preferred is due Oct 14. It’s already out of free cash, so paying it won’t move the number.

Esy, from yesterday’s bank and card transactions ·

In and out

Both sides together, month by month. Your pay is left out: it moved, it wasn’t spent.

Hover a month. Average: in $13,909 · out $12,215

In Out

Every spending line, on its own

Same months, one line each. The one that moved is obvious.

Contractors$3.5k/moflat
Rent$2.5k/moflat
Estimated tax$1.7k/mo−46%
Software & AI$1.6k/mo+19%
Ads$850/mo−4%
Other$3.4k/mo−19%

The mix

Stacked, with a category isolated on click.

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Ahead

Free cash for the next twelve months at this burn; drag to change it.

Cut burn by $0 a monthRunway 19.7 months · lasts to Jun 2028

Free cash is the bank less the tax reserve (cash accounts named “tax”) and card statements. Every number here is a sample: a one-person agency, built to show the layout. No real account is read.

Needs you3

From the finance desk Sample

Lakeview Realty is 14 days late on $2,800
Quill · Invoice #1039. A friendly second reminder is drafted.
Two tools look unused
Scout · Adobe (no sign-in in 74 days) and Notion (overlaps the Library).
Bill Northside for $394 of Anthropic?
Ledger · 41% of September’s Claude usage ran on Northside work.

Due in 14 days9

Oct 9InternetPersonal · Comcast$80
Oct 9AdobeEsy LLC · Creative Cloud$60
Oct 12PhonePersonal · Verizon$85
Oct 12NotionEsy LLC · Team plan$20
Oct 14Sapphire Preferred billPersonal · Statement balance ••7713$1,690
Oct 15GymPersonal · Equinox$55
Oct 15Google WorkspaceEsy LLC · 2 seats$36
Oct 18iCloud+Personal · Subscription$10
Oct 19Business Platinum billEsy LLC · Statement balance ••1008$3,920

Banksall good

ChaseEsy LLCSyncing

Business Complete Checking ••4417$38,400
Tax reserve ••0921$14,200
Ink Business Preferred ••5521owe $1,145

synced Oct 5, 8:42 AM

American ExpressEsy LLCSyncing

Business Platinum ••1008owe $4,670 · no preset limit

synced Oct 5, 8:42 AM

ChasePersonalSyncing

Total Checking ••2280$7,850
Sapphire Preferred ••7713owe $1,916

synced Oct 5, 8:42 AM

Ally BankPersonalSyncing

High-yield savings ••6612$21,500

synced Oct 5, 8:42 AM

Read-only through Plaid. Esy reads balances and transactions; nothing here can move money.

Runway is part of Esy OS. Join the waitlist